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Retirement Planning

Retirement. Are you ready?

Do you have a financial plan? If you do have a plan, will you be able to retire in the lifestyle you want when the time comes? How will you know that?

Some questions that you might ask are:

  • Does it make sense to rollover my 401(k) or leave it where it is?

  • Should I contribute to a Traditional IRA or a Roth IRA?

  • How much will I need to contribute to meet my goals?

  • How much wealth will I need for my money to last my lifetime?

  • At my current rate of savings, and with my current wealth, when will I be able to retire in my preferred lifestyle without running out of money?

  • Should I begin drawing Social Security benefits now, or at a later age?

  • Should I invest in stocks, bonds, mutual funds, ETFs, annuities, or other investments?

  • Is there a combination of investments that is suitable for my situation, needs, and goals?

  • If I am a business owner, should I contribute to a SIMPLE IRA, SEP IRA, 401(k) or some other savings vehicle. Which would be most beneficial to me and my business?

Developing a financial plan is a complex matter that should be referred to a qualified professional. Steve Ciaccio, MBA, Certified Public Accountant, CERTIFIED FINANCIAL PLANNER™ has the credentials and ability to understand your situation and to make the financial planning process manageable. Call today for a personal consultation with your best interests in mind.

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